The Property Collective Financial

Are you gearing up to buying your first property? Maybe it’s its not your first rodeo and you’re looking at purchasing your second or third property. If you’re investor you might have already built a portfolio of properties and you’re expanding. No matter your situation, if you own property, or plan to own one soon, you’re probably like the rest of us millions of Australians, who are going to need to borrow the money to buy it.  

We’ve got you! For most of us, it’s unlikely we’ll own property without a mortgage. Well to begin with anyway. So in the spirit of bringing all of the bits and pieces you need together in a simple way, we’re now able to sort out your property finances for you.

We’ve teamed up with the best in the business, Goodwin Home Loans. Specialists in hard-to-get loans and fast approvals. Not only will you have access to some of the top mortgage brokers in Canberra, but with us, you’ll get preferential treatment and a seamless, elevated real estate experience. It’s the Collective way.

Good rates. Good advice. Good feels.

We’ll get you the lowest home loan rate possible, we’ll do it fast, and we’ll make a complex process simple. Plus we'll do everything we can to get your home loan approved when others say they can’t.

Best of all, our service doesn’t cost you a thing and we think you’ll love working with us.

Already in love with a property?
Are you financially ready to make an offer?

Answer 6 simple questions and our financial strategist will do a preliminary financial borrowing assessment on your situation based on the answers you’ve provided.

Start today and you could have your finances sorted in as little as one week.

Access the lowest interest rates.

Unlike a bank who only can only offer their own loan products, we have access to over 40 lenders and 100’s of products, from credit unions to major banks and everything in between

We are all over promotions and incentives on offer and our intimate understanding of each lenders policies means we know how to access the lowest possible rate for you in any market.

Have your loan approved faster.

We’ll do whatever it takes at whatever time to get your loan sorted. That means taking calls after hours, and on the weekends.When you’ve got to push, we push hard.

It helps that we also have earned elite status with many of our lenders which means our loans will skip to the front of the line and be processed as a priority over others without it.

Work with qualified people who genuinely want to help you.

Not only are our team experienced mortgage brokers who have helped thousands of people get home loans, they all have finance backgrounds with qualifications ranging from Commerce to Chartered Accounting.

This combination of skill and knowledge means you get to work with people who’ll sort out your finances and provide you with growth strategies that will help you gain financial freedom for your future, sooner.

Get a home loan when you think you can’t.

It’s true, it’s harder for some people to get loans than others. In most cases, if you’ve been told you can’t get a loan, the broker or lender may have just put it in the too hard basket because on paper you don’t look like you check all the boxes.

Our thorough understanding of lender policies and our track record of getting difficult loans sorted puts you in a good position to get your loan approved with us.

Get a health check on your home loan.

You could save thousands of dollars!

Lenders have incentives and deals on offer on the regular, particularly if you’re a new customer.

Find out if you’re on a competitive rate, or if we can secure you a better one and save you thousands of dollars.

Our loan Types

We understand that purchasing or refinancing a home is a significant decision in your life. That's why we are proud to offer a comprehensive selection of home loans designed to cater to a variety of unique circumstances and financial goals.

Whether you're a first-time home buyer, an owner-occupier, an investor, planning to construct your dream home, or seeking to refinance your existing mortgage, we have the perfect solution for you. Allow us to guide you through our specialised loan offerings.

First home loans
Owner occupier loans
Investor loans
Construction loans
Refinancing loans

The Loan Process.

From your initial meeting to the support you get after your loan is sorted.

Find out how it all works.

Download Now

Buying Off The Plan

Our guide to help you know financial process to buying off the plan.

Find out what you need to buy off the plan.

Download Now


let's talk

We'd love to chat to you about anything and everything finance. Fill out the form and we'll get back to you!

(02) 6174 1282

9AM - 5PM, Mon to Fri

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